Equipment finance leads, from the public record
Two lists come out of UCC data, and they are worth different things. Most vendors only sell you the first.
Businesses that just financed something
A new UCC-1 means a machine was bought and a lender was involved last week. The debtor is in market, has an active credit relationship, and is nowhere near a renewal conversation yet. Good for coverage, competitive intelligence, and knowing which lenders are winning in your territory.
Businesses whose lien is about to lapse
Far smaller, far better. A five-year term ending with no continuation filed means the debt is being retired or refinanced right now, and there is a date attached to the conversation. That is LapseRadar, and nobody publishes it because it is not an event a state records.
Why bought lists usually disappoint
Three failures, all of them fixable, none of them fixed by adding rows.
- Repeats.Volume is what gets quoted, so last month’s leads pad this month’s file. We keep a ledger per buyer and per filing; a row you have had is never sent again.
- The lender is a string. Without resolution you cannot exclude captives or target one lender’s book, because the same lender appears under a dozen spellings.
- No timing. A filing date tells you when a deal happened. A lapse date tells you when the next one will.
$99 a month
Every state, both lists, no per-seat pricing. Start with a free sample of last week’s filings in your territory and decide from the file rather than from a sales call.